Fatal Exception occurs when you try to scan
If you have a Scanner attached to your Windows 95, 98, or 98 Second Edition PC you may receive Fatal Exception errors, at various times.
Microsoft discusses these problems in the following articles at their support site support.microsoft.com.
I searched for the words [umax fatal exception] and [scanner fatal exception] using Windows 98 and all the words.
Article ID Title
Q306324 Error Message: Fatal Exception 0E Has Occurred at 0028:c02c1085 in Vxd IOS(04) + 000020f9
Q232960 Cannot Start Windows with Umax 6SE Scanner Installed
Q255266 ErrMsg: 'Fatal Exception 06' when CAPS LOCK is pressed
Other causes
I recently had a customer who received a "Fatal Exception 06" every time she tried to access her Umax Astra 1220P scanner. The scanner had worked previously on this machine, and worked fine when connected to another PC running Windows 95. She was using Windows 98 Second Edition.
After much research and testing, I discovered that the problem was related to her version of Mcafee Antivirus. If we disabled it, the scanner worked fine.